:root {
  --navy: #0a2540;
  --navy-2: #071827;
  --gold: #e7ac2b;
  --gold-2: #e7ac2b;
  --green: #2e7d32;
  --sand: #f5efe2;
  --paper: #fffaf0;
  --text: #172333;
  --muted: #64748b;
  --line: rgba(10, 37, 64, .14);
  --shadow: 0 24px 70px rgba(7, 24, 39, .16);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: #fff;
  line-height: 1.6;
}
a { color: inherit; }
img { max-width: 100%; display: block; }
.skip-link { position: absolute; left: -999px; top: 1rem; background: #fff; padding: .75rem 1rem; z-index: 20; }
.skip-link:focus { left: 1rem; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255,255,255,.9);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(10,37,64,.08);
}
.nav-shell {
  max-width: 1180px;
  margin: auto;
  padding: .8rem 1rem;
  display: flex;
  align-items: center;
  gap: 1rem;
}
.brand {
  display: flex;
  align-items: center;
  gap: 1rem;
  text-decoration: none;
  color: var(--navy);
  min-width: max-content;
}
.brand strong {
  color: var(--gold);
  font-family: 'Cinzel', serif;
  font-size: 2.4rem;
  letter-spacing: .04em;
  line-height: 1;
}
.brand-mark {
  width: 88px;
  height: 88px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  overflow: hidden;
  background: transparent;
}
.brand-mark img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  display: block;
}
.brand small { display: block; color: var(--muted); margin-top: -4px; }
.nav-links {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: .25rem;
}
.nav-links a {
  text-decoration: none;
  padding: .7rem .8rem;
  border-radius: 8px;
  color: #203348;
  font-weight: 700;
  font-size: .94rem;
  text-transform: uppercase;
}
.nav-links a:hover, .nav-links a.active { background: var(--sand); color: var(--navy); }
.nav-cta, .btn {
  border: 0;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .45rem;
  min-height: 46px;
  padding: .78rem 1.05rem;
  border-radius: 8px;
  font-weight: 900;
  cursor: pointer;
}
.nav-cta, .btn.primary { background: linear-gradient(135deg, var(--gold), var(--gold-2)); color: #142033; box-shadow: 0 12px 24px rgba(231,172,43,.28); }
.btn.glass { color: #fff; border: 1px solid rgba(255,255,255,.45); background: rgba(255,255,255,.12); }
.btn.call, .btn.subtle { color: var(--navy); background: #fff; border: 1px solid var(--line); }
.nav-toggle { display: none; margin-left: auto; border: 0; background: var(--sand); border-radius: 8px; width: 44px; height: 44px; font-size: 1.3rem; }

.hero {
  position: relative;
  min-height: 480px;
  display: grid;
  align-items: center;
  overflow: hidden;
  color: #fff;
}
.hero-img, .hero-overlay {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
}
.hero-img { object-fit: cover; }
.hero-overlay { background: linear-gradient(90deg, rgba(7,24,39,.92), rgba(10,37,64,.66) 42%, rgba(10,37,64,.1)); }
.hero-content {
  position: relative;
  max-width: 1180px;
  margin: auto;
  padding: 2.5rem 1rem 3rem;
  width: 100%;
}
.hero-content > * { max-width: 680px; }
.eyebrow {
  color: var(--gold);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .08em;
  font-size: .78rem;
}
h1, h2, h3 { line-height: 1.08; color: var(--navy); margin: 0 0 1rem; }
.hero h1 { color: #fff; font-size: clamp(1.92rem, 5.12vw, 4.224rem); max-width: 860px; letter-spacing: 0; }
.hero p { font-size: 1.22rem; color: rgba(255,255,255,.9); }
.button-row { display: flex; flex-wrap: wrap; gap: .75rem; margin-top: 2rem; }
.trust-badges {
  display: flex;
  flex-wrap: wrap;
  gap: .65rem;
  margin-top: 1.5rem;
}
.trust-badges span {
  border: 1px solid rgba(255,255,255,.28);
  border-radius: 999px;
  padding: .48rem .75rem;
  background: rgba(255,255,255,.1);
  color: rgba(255,255,255,.92);
  font-size: .86rem;
  font-weight: 800;
}

.trust-strip {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 1rem;
  background: var(--line);
  border-bottom: 1px solid var(--line);
  padding: 1rem 0;
}
.trust-strip span {
  background: #fff;
  padding: 1rem;
  text-align: center;
  display: grid;
  place-items: center;
}
.trust-strip img {
  max-width: 100%;
  width: clamp(60px, 8vw, 90px);
  height: auto;
  display: block;
}
.trust-strip-row {
  display: grid;
  grid-template-columns: repeat(16, minmax(0, 1fr));
  gap: .35rem;
  padding: .75rem max(1rem, calc((100vw - 1180px) / 2));
  background: var(--navy-2);
}
.trust-strip-row span {
  background: transparent;
  padding: 0;
  text-align: center;
  display: grid;
  place-items: center;
}
.trust-strip-row img {
  width: clamp(42px, 4.5vw, 72px);
  border-radius: 8px;
}
.section {
  max-width: 1180px;
  margin: auto;
  padding: 5.5rem 1rem;
}
.section.navy {
  padding-top: 0;
}
.section-tight {
  padding-top: 0;
}
.premium-band {
  max-width: none;
  background: linear-gradient(135deg, #f7f9fb, #fffaf0);
  padding-left: max(1rem, calc((100vw - 1180px) / 2));
  padding-right: max(1rem, calc((100vw - 1180px) / 2));
}
.premium-band .section-head,
.process-grid {
  max-width: 1180px;
  margin-left: auto;
  margin-right: auto;
}
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 3rem;
}
.team-section {
  padding-bottom: 2rem;
}
.team-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 1.5rem;
  align-items: start;
  margin-top: 2.5rem;
}
.team-card {
  text-align: center;
}
.team-card img {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  margin: 0 auto 1rem;
  display: block;
}
.team-card h3 {
  margin: 0 0 .25rem;
  font-size: 1rem;
  color: var(--navy);
}
.team-card p {
  margin: 0;
  color: var(--muted);
  font-size: .95rem;
}
.copy h2, .section-head h2, .cta-band h2 { font-size: clamp(2rem, 4vw, 3.8rem); }
.copy p { color: #405268; font-size: 1.08rem; }
.feature-img, .page-hero img {
  border-radius: 8px;
  box-shadow: var(--shadow);
  aspect-ratio: 4 / 3;
  object-fit: cover;
}
.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-top: 2rem;
}
.stats div, .compare div, .contact-card, .wide-card, .resource-card {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 1.25rem;
  background: #fff;
}
.stats strong { display: block; color: var(--green); font-size: 2rem; }
.stats span, .note { color: var(--muted); }

.navy {
  max-width: none;
  background: radial-gradient(circle at top left, rgba(231,172,43,.18), transparent 34%), var(--navy);
  color: #fff;
}
.navy .section-head, .navy .card-grid { max-width: 1180px; margin-left: auto; margin-right: auto; }
.navy h2, .navy h3 { color: #fff; }
.card-grid {
  display: flex;
  flex-wrap: wrap;
  margin: 0 -2%;
  margin-top: 2rem;
}
.service-card {
  width: 21%;
  margin: 2%;
  min-height: 420px;
  padding: 1.35rem;
  border: 1px solid rgba(255,255,255,.16);
  border-radius: 8px;
  background: rgba(255,255,255,.07);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}
.service-card img {
  width: 96px;
  height: 96px;
  object-fit: contain;
  margin-bottom: 1.15rem;
}
.service-card h3 {
  text-align: center;
  color: var(--gold);
  margin: 0 0 1rem;
  font-weight: 900;
}
.service-card p { color: rgba(255,255,255,.78); margin: 0 0 1.5rem; }
.service-card strong {
  margin-top: auto;
  color: #fff;
  text-transform: uppercase;
  font-size: .82rem;
  letter-spacing: .08em;
}
.card-cta {
  display: flex;
  justify-content: center;
  margin-top: 2rem;
}
.card-cta .btn {
  min-width: 210px;
}
.cta-band {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  background: var(--sand);
  max-width: none;
  padding: 1rem max(1rem, calc((100vw - 1180px) / 2));
}

.page-hero {
  max-width: 1180px;
  margin: auto;
  padding: 5rem 1rem 2rem;
}
.page-hero.compact { min-height: 320px; display: grid; align-content: end; }
.page-hero h1 { font-size: clamp(2.6rem, 7vw, 5.4rem); }
.page-hero p { max-width: 760px; color: #405268; font-size: 1.15rem; }
.visual-hero {
  position: relative;
  max-width: none;
  min-height: 420px;
  margin: 0;
  padding: 7rem max(1rem, calc((100vw - 1180px) / 2)) 3.5rem;
  overflow: hidden;
  color: #fff;
}
.visual-hero .page-hero-content {
  position: relative;
  width: 100%;
  max-width: 1180px;
  margin: auto;
  align-self: end;
}
.visual-hero .hero-img {
  border-radius: 0;
  box-shadow: none;
  aspect-ratio: auto;
}
.visual-hero > h1,
.visual-hero > p,
.visual-hero .page-hero-content {
  position: relative;
}
.visual-hero h1 { color: #fff; max-width: 860px; }
.page-hero.visual-hero p { color: rgba(255,255,255,.9); }
.image-backed {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  align-items: center;
  gap: 2rem;
}
.service-list, .resource-grid, .contact-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}
.wide-card h2 { font-size: 1.35rem; }
.wide-card a { color: var(--green); font-weight: 900; }
.mini-list {
  margin: 1rem 0;
  padding-left: 1.2rem;
  color: #405268;
}
.resource-card {
  text-decoration: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 900;
}
.resource-card span { color: var(--gold); }
.group-image-wrapper {
  display: grid;
  place-items: center;
  background: #fff;
  border-radius: 2rem;
  padding: 2rem;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.05);
}
.group-image-wrapper img {
  display: block;
  width: 100%;
  max-width: 1180px;
  height: auto;
  border-radius: 1.5rem;
}
.faq-grid, .compliance-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}
.compliance-panel {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  align-items: center;
  gap: 2rem;
  background: var(--navy);
  color: #fff;
  max-width: none;
  padding-left: max(1rem, calc((100vw - 1180px) / 2));
  padding-right: max(1rem, calc((100vw - 1180px) / 2));
}
.compliance-panel h2 { color: #fff; }
.compliance-grid span {
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 8px;
  padding: 1rem;
  background: rgba(255,255,255,.08);
  font-weight: 900;
}

.quote-shell { max-width: 860px; }
.quote-intro { margin-bottom: 1.5rem; }
.progress { height: 10px; background: var(--sand); border-radius: 999px; overflow: hidden; margin-bottom: 1.5rem; }
.progress span { display: block; height: 100%; width: 25%; background: linear-gradient(90deg, var(--green), var(--gold)); transition: width .25s ease; }
.step-map {
  list-style: none;
  padding: 0;
  margin: 0 0 1rem;
  display: grid;
  grid-template-columns: repeat(7, minmax(0, 1fr));
  gap: .4rem;
}
.step-map li {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: .45rem .35rem;
  color: var(--muted);
  font-size: .76rem;
  font-weight: 900;
  text-align: center;
  background: #fff;
}
.step-map li.active,
.step-map li.done {
  color: var(--navy);
  background: var(--sand);
  border-color: rgba(231,172,43,.45);
}
.quote-form {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 1.25rem;
  box-shadow: var(--shadow);
}
.form-step { display: none; }
.form-step.active { display: grid; gap: 1rem; }
.form-step p, .form-step ul { margin-top: 0; }
.form-step h3 { margin: .5rem 0 0; font-size: 1.08rem; }
.disclosure-copy {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: .5rem 1.5rem;
}
.disclosure-copy p { margin-bottom: 1rem; }
.form-grid, .choice-grid, .process-grid, .auth-image-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}
.choice-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}
.choice-card, .process-card {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
}
.choice-card {
  display: flex;
  align-items: center;
  gap: .65rem;
  padding: .95rem;
  cursor: pointer;
}
.choice-card input { width: auto; }
.choice-card span { font-weight: 900; color: var(--navy); }
.auth-image-grid {
  grid-template-columns: repeat(8, minmax(0, 1fr));
  gap: .5rem;
}
.auth-image-card {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fff;
  padding: .35rem;
  cursor: pointer;
  transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.auth-image-card:hover,
.auth-image-card:focus-visible {
  border-color: var(--gold);
  box-shadow: 0 12px 30px rgba(7,24,39,.12);
  transform: translateY(-2px);
  outline: none;
}
.auth-image-card img {
  display: block;
  width: 100%;
  aspect-ratio: 1;
  object-fit: contain;
}
.process-card {
  padding: 1.35rem;
  box-shadow: 0 18px 48px rgba(7,24,39,.08);
}
.premium-process-section {
  background: linear-gradient(180deg, rgba(10,37,64,0) 0%, rgba(10,37,64,1) 100%);
}
.process-card span {
  color: var(--gold);
  font-weight: 900;
  letter-spacing: .08em;
}
.review-box {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: .75rem;
}
.review-box div {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: .85rem;
  background: var(--sand);
}
.review-box strong,
.review-box span {
  display: block;
}
.review-box strong { color: var(--navy); }
.review-box span { color: #405268; }
label { display: grid; gap: .35rem; font-weight: 800; color: var(--navy); }
input:not([type="checkbox"]):not([type="radio"]):not([type="hidden"]):not([type="submit"]):not([type="button"]), select, textarea {
  width: 100%;
  border: 1px solid rgba(255,255,255,.24);
  border-radius: 8px;
  padding: .85rem .9rem;
  font: inherit;
  color: #fff;
  background: var(--navy);
  caret-color: #fff;
  color-scheme: dark;
}
input::placeholder, textarea::placeholder { color: rgba(255,255,255,.72); opacity: 1; }
select option { color: #fff; background: var(--navy); }
input:-webkit-autofill,
input:-webkit-autofill:hover,
input:-webkit-autofill:focus {
  -webkit-text-fill-color: #fff;
  -webkit-box-shadow: 0 0 0 1000px var(--navy) inset;
  caret-color: #fff;
}
textarea { resize: vertical; }
.checkbox { display: flex; align-items: flex-start; gap: .65rem; }
.checkbox input { width: auto; margin-top: .35rem; }
.signature { width: 100%; height: 220px; border: 1px dashed rgba(10,37,64,.35); border-radius: 8px; background: #fffdf7; touch-action: none; }
.form-actions { display: flex; justify-content: flex-end; gap: .75rem; margin-top: 1.4rem; }
.hidden, .honeypot { display: none !important; }
.form-status { color: var(--green); font-weight: 800; }
.auth-status,
.auth-instructions { margin: 0; }

.whatsapp {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  width: 56px;
  height: 56px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #25d366;
  color: #fff;
  font-weight: 900;
  text-decoration: none;
  box-shadow: 0 12px 30px rgba(0,0,0,.22);
  z-index: 11;
}
.site-footer { background: var(--navy-2); color: rgba(255,255,255,.82); padding: 3rem 1rem 1.5rem; }
.footer-grid, .footer-bottom {
  max-width: 1180px;
  margin: auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
.footer-grid > div {
  background: rgba(255,255,255,.04);
  padding: 1.75rem 1.5rem;
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 16px;
}
.site-footer h2, .site-footer h3 {
  color: #fff;
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 1rem;
  font-size: 1rem;
}
.site-footer a { color: var(--gold-2); text-decoration: none; }
.site-footer a:hover { text-decoration: underline; }
.footer-contact p { margin: 0 0 .85rem; }
.footer-contact p:last-child { margin-bottom: 0; color: rgba(255,255,255,.75); }
.footer-logo-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .65rem;
  margin-top: 1.5rem;
}
.footer-logo-card img {
  width: 176px;
  height: auto;
  display: block;
}
.footer-brand {
  color: var(--gold);
  font-family: 'Cinzel', serif;
  font-size: 2.4rem;
  letter-spacing: .04em;
  text-transform: uppercase;
}
.footer-tagline {
  color: #fff;
  text-align: center;
  font-size: 1rem;
  font-weight: 700;
  text-transform: uppercase;
  max-width: 260px;
}
.footer-contact-legal {
  margin-top: 1.25rem;
  color: rgba(255,255,255,.75);
  font-size: 0.95rem;
  line-height: 1.5;
}
.footer-contact-legal p {
  margin: 0 0 .45rem;
}
.footer-bottom {
  display: grid;
  place-items: center;
  border-top: 1px solid rgba(255,255,255,.12);
  margin-top: 2rem;
  padding-top: 1rem;
  font-size: .9rem;
  text-align: center;
}
.reveal { opacity: 0; transform: translateY(18px); transition: .7s ease; }
.reveal.is-visible { opacity: 1; transform: none; }

@media (prefers-color-scheme: dark) {
  body { background: #071827; color: #e5eef8; }
  .site-header, .trust-strip span, .stats div, .compare div, .contact-card, .wide-card, .resource-card, .quote-form, .choice-card, .process-card, .step-map li { background: #0c2034; }
  .premium-band { background: #071827; }
  h1, h2, h3, label, .brand, .nav-links a, .btn.call, .btn.subtle { color: #fff; }
  .page-hero p, .copy p, .stats span, .note { color: #b8c6d6; }
  input:not([type="checkbox"]):not([type="radio"]):not([type="hidden"]):not([type="submit"]):not([type="button"]), select, textarea { background: var(--navy); color: #fff; border-color: rgba(255,255,255,.24); }
  .signature { background: #fffdf7; }
  .nav-links { background: #0c2034; }
}

@media (max-width: 900px) {
  .nav-toggle { display: grid; place-items: center; }
  .nav-cta { display: none; }
  .nav-links {
    position: absolute;
    left: 1rem;
    right: 1rem;
    top: 72px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    padding: .75rem;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 8px;
    box-shadow: var(--shadow);
  }
  .nav-links.open,
  .site-menu.open { display: flex; }
  .hero { min-height: 480px; }
  .hero-overlay { background: linear-gradient(180deg, rgba(7,24,39,.86), rgba(10,37,64,.5)); }
  .trust-strip, .split, .card-grid, .image-backed, .service-list, .resource-grid, .contact-grid, .footer-grid, .footer-bottom, .form-grid, .process-grid, .review-box, .faq-grid, .compliance-panel, .compliance-grid { grid-template-columns: 1fr; }
  .service-card { width: 46%; }
  .trust-strip.trust-strip-row { grid-template-columns: repeat(8, minmax(0, 1fr)); }
  .step-map { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .disclosure-copy { grid-template-columns: 1fr; }
  .choice-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .auth-image-grid { grid-template-columns: repeat(8, minmax(0, 1fr)); }
  .stats { grid-template-columns: 1fr; }
  .cta-band { display: block; }
  .cta-band .btn { margin-top: 1rem; }
}

@media (max-width: 560px) {
  .trust-strip.trust-strip-row { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .choice-grid, .step-map { grid-template-columns: 1fr; }
  .auth-image-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .service-card { width: 96%; }
}

@media (prefers-color-scheme: dark) and (max-width: 900px) {
  .nav-links { background: #0c2034; }
}